It’s the question that keeps us all very aware of the needs and requirements of our clients, and one that we quite often start our brainstorming meetings with (Yes – we do have them!) Whilst advice is not free, and many choose a ‘Do it Yourself’ approach, it often becomes apparent to even the most savvy individual that there are certain times, when certain complex issues arise, either in pensions, investments or Estate or tax planning, that you may need some guidance and assistance.
We call those ‘touch points’, when people have a question they need answering. So we thought we would put together our top 10, plus 10 other reasons (or touch points) why you may need assistance in areas that affect your family’s wealth and happiness. The first list is easy, but with ongoing commoditisation of financial and investment management services, we thought we would broaden that list out a bit, and for a bit of fun, to give you a wider view, and perhaps a bit more food for thought.
Financial Planners will have a wealth of practical hint and tips to help improve your finances. Ultimately, a good adviser can and will influence, and potentially even change client behaviour. In a world where personal finance issues have become increasingly – and often unnecessarily – complex, an adviser can help clients figure out what is true and what isn’t. What works, what matters, what is useful and appropriate, and what can go wrong. There are few enough people with expertise sufficient enough to begin to do all that for themselves, as nobody can do it objectively. Which is why a good adviser is a necessity.
Our pledge is to provide a service which is clear and easy to understand. We provide our clients with clear information and keep them informed before, during and after the original point of sale.
Our clients are provided with advice which is clear, suitable and takes account of individual circumstances. Our clients will not and do not face unreasonable post sale barriers to change products or switch providers.
We offer many services; to help you make the most of your finances and more importantly to make the right decisions. We offer many services to our individual clients, such as investment and taxation advice along with pension and estate planning and most importantly we want to help protect your wealth.
We offer professional advice with a tailor made package to suit your company and employees. The services we offer encourage your employees to get involved with their pension and employee benefits.
We build long term relationships with our clients supporting them at every step of the way, whether that is through our services or our professional advice.
The law regarding workplace pensions has changed, every employer with at least one member of staff now have to have a workplace pension scheme set up and enrol those who are eligible and contribute into this for them.
We can help set up a fully compliant scheme.
Handling your personal and/or corporate tax affairs can be a stressful and time consuming matter. At The Premier Partnership Limited we have the team to assist you with all of your tax and trust requirements.
Tax is an extremely complex and difficult area – we have the knowledge and expertise to assist you.
The Premier Partnership Limited offers many tailor made and bespoke solutions for your connections assisting you and your clients with any financial decision they need to make. We want to build strong relationships with you, built around service, support and understanding.
Whether you are single, married or in a civil partnership you should arrange a legal Will, otherwise when you die the Rules of Intestacy will be applied to your Estate.
How do you cut through all the noise and sheer weight of information to get the information or advice that is right for you? Many people naturally fall back on referrals from peer networks - either online or in the real world.
The most effective way to achieve financial independence is to do the small but important things regularly for long enough. Unfortunately, this boring truth does not get much media publicity because it is not good copy. Good financial planners know which of your financial levers to pull for the best effect.
Buying a guaranteed lifetime income is very expensive, especially right now. For most people, this means compromising by either accepting less income or more risk. A financial planner has the skills to explain the risk versus reward trade-off, so you can take the route that is right for you.
Unfortunately, too many people who make their own financial plans don’t actually follow through on them. A financial planner will be the ‘monkey on your back’ to ensure you take the steps needed to achieve your long term goals.
The financial services sector is rife with conflicts of interest. A good financial planner will be upfront with you about any part of their service that conflicts with your interests.
Unlike most financial salespeople, a financial planner will not be reliant on selling you a financial product. This is why they have the objectivity needed to provide financial planning advice that is right for you.
Our Client Proposition seeks to provide you with an overview of The Premier Partnership Limited, the services which we provide and how we charge for them.
The Premier Partnership Limited uses a robust process to ensure we deliver a high standard of service to our clients. We treat customers fairly and believe that customers should be offered a transparent charging system for the advice they are given.
We want to ensure that our clients are clear about the service they receive and how they will receive it.
We will always aim to provide you with the service or product that is most suitable to your needs at any point. Through discussion and agreement with you we will identify the best solution for your needs without any bias. If we do recommend any products we will ensure that you both understand and require the plan. Your circumstances may mean that we do not recommend any product.
Our pledge is to provide a service which is clear and easy to understand. We provide our clients with clear information and keep them informed before, during and after the original point of sale.
Our clients are provided with advice which is clear, suitable and takes account of individual circumstances. Our clients will not and do not face unreasonable post sale barriers to change products or switch providers.
We all have financial needs, and finding an affordable solution to meeting those needs is an area that many people seek advice upon.
Our advice and services are paid by fee. All our pricing and charges are transparent and clear to understand.
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The value of your investment can go down as well as up, and you can get back less than you originally invested.
THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE WILL WRITING AND TRUST ADVICE.
Complaints – If you are dissatisfied, you are entitled to make a complaint. Please be assured we treat complaints seriously. For your further protection, if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service (FOS). Full details of FOS can be found on their website at www.financial-ombudsman.org.uk
The Premier Partnership Limited is authorised and regulated by the Financial Conduct Authority (FRN 209446) Registered Office Address: 5 Pebble Close Amington Tamworth B77 4RD Registered in England and Wales No: 2794326.